Comments on: How does car insurance work when driving other peoples cars?

By: Carolina S

Carolina S — Sun, 15 Feb 2009 02:55:38 +0000

well i work for an insurance company and insurance follows the car.
What that means is if you drive a car make sure the car has insurance and you will be ok. check out the limits and you should be okay.

By: SE Ran

SE Ran — Thu, 12 Feb 2009 06:27:31 +0000

You can drive any car unless you both are insured.

By: turkystick

turkystick — Sun, 08 Feb 2009 20:15:50 +0000

Yes you can drive any car and it don’t matter what engine is in the car. 3rd party means if you smash up the other car you won’t get it fixed by the insurance company so you will have to put your hand in your pocket.

By: Ellen C

Ellen C — Fri, 06 Feb 2009 18:50:42 +0000

For automobile insurance the obvious way to get a low rate is do a rate comparison on auto policies. Make sure that you choose similar policies with the same limits, auto make, location, etc so that all things are an accurate comparison.

What I usually recommend is an online comparison quote at since they have top name insurers and can give multiple prices on auto insurance polices.

By: holiday1

holiday1 — Wed, 04 Feb 2009 05:42:11 +0000

Yes, you can drive another car but only at 3rd party. (The insurance will NOT pay for any damage to the car you’re driving). It would be prudent to telephone the respective insurance companies in the first place to qualify your position/insurance.

By: Ambers mate

Ambers mate — Sun, 01 Feb 2009 04:32:15 +0000

Its for any but only for 3rd party cover – that is if you have an accident driving someone elses car that is your fault (the car has to be insured by the owner) then the car that you hit will be covered on your insurance but not the one you are driving

By: Chris J

Chris J — Sun, 01 Feb 2009 02:27:58 +0000

The normal situation is that it is cars that are considered similar in engine capacity, value and group or lower. However, the only way to be certain about cover is to ring your insurer and ask them. In most cases if it doesn’t you can have it added for a few hours or longer for a nominal charge.

By: Vicky S

Vicky S — Sat, 31 Jan 2009 23:54:48 +0000

Either you or they or both of you will be insured to drive a vehicle you do not own. Check the policy terms and small print for categories and exemptions.

By: yellow_tofu

yellow_tofu — Sat, 31 Jan 2009 23:15:02 +0000

i have a 315bhp car, and I don’t let other people drive it. you can drive other peoples cars, as long as the car itself is insured it doesnt matter the horse power.