http://www.mainspot.net/how-long-do-car-accidents-affect-my-insurance-rates/ Automotive Resource and Car Care Sat, 16 Oct 2010 15:54:43 +0000 hourly 1 http://wordpress.org/?v=3.2.1 http://www.mainspot.net/how-long-do-car-accidents-affect-my-insurance-rates/comment-page-1/#comment-3644 Pops Sun, 05 Apr 2009 20:24:34 +0000 http://www.mainspot.net/?p=1634#comment-3644 crizzy, My son was involved in a wreck due to his speeding. Insurance went sky high. Existing carriers tend to take advantage of these situations. I've shopped a lot and changed company. These gave me the best quotes for my 21yr. old son. Be careful - his 5.0 "earned" him a ticket and now HE PAYS the insurance. crizzy,
My son was involved in a wreck due to his speeding. Insurance went sky high. Existing carriers tend to take advantage of these situations.
I’ve shopped a lot and changed company. These gave me the best quotes for my 21yr. old son.
Be careful – his 5.0 “earned” him a ticket and now HE PAYS the insurance.

]]> http://www.mainspot.net/how-long-do-car-accidents-affect-my-insurance-rates/comment-page-1/#comment-3642 Ailene K Thu, 02 Apr 2009 20:12:21 +0000 http://www.mainspot.net/?p=1634#comment-3642 In most states, accidents and violations can affect your insurance rates for up to three years. However, some states require accidents and violations to remain on your driving history for as long as five years. During this time, your auto insurance company may classify you as a higher-risk driver. This means that you could be charged more for your insurance than if you hadn't been ticketed or at-fault in an accident. Accidents that weren't your fault should not affect your insurance rates. In most states, accidents and violations can affect your insurance rates for up to three years. However, some states require accidents and violations to remain on your driving history for as long as five years. During this time, your auto insurance company may classify you as a higher-risk driver. This means that you could be charged more for your insurance than if you hadn’t been ticketed or at-fault in an accident. Accidents that weren’t your fault should not affect your insurance rates.

]]> http://www.mainspot.net/how-long-do-car-accidents-affect-my-insurance-rates/comment-page-1/#comment-3641 ad59 Wed, 01 Apr 2009 10:11:46 +0000 http://www.mainspot.net/?p=1634#comment-3641 Although the time affecting your premium varies from insurer to another, it is usually three years; and the effects tkes place from the time the body shop claims the payment for the repair to your car. Although the time affecting your premium varies from insurer to another, it is usually three years; and the effects tkes place from the time the body shop claims the payment for the repair to your car.

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