Your Chinese Rail Plan Makes U.S. Look A Little Lame … page came up today Sunday on my search for Best Gas Mileage Cars it’s curious that people comment when they don’t have to log-in, and if you require sign-in for better comments – they all disappear

Go to your dealer’s website if they have one. Ask the “Internet sales representative” for a quote on the car you’re interested in. The Internet sales rep can often offer a lower initial price because s/he assumes you are shopping around for the best price.

My best advice for getting the price you want: walk out. When you are negotiating, the dealer will balk at your “unreasonably low” offer. Get up and walk out of the store. (Be sure the dealer has your phone number, first.) You’ll get a call within 24 hours from the dealer. They’ll want to resume negotiations.

Don’t believe anything they say about “not being able to put food on the table,” “I won’t make my quota,” “my manager’s gonna fire me,” etc. It’s all an act. Stick to your desired price and you’ll be fine. You’re in control: you have the money and they want it. They’d rather sell at a lower price than not sell at all.

Good luck!

Speak to your HR dept or boss so they can verify employment if the dealer or finance company calls.

Also, if you are a college grad be sure to ask if there is a college grad program avaliable.

Try to get financing arranged before you go to the dealership; your bank or credit union is a great place to start.

Be realistice about what you can afford, the most should be paying a month is 1/6th of your gross monthly income. Even if you live with the parents you will probably want to move out of the house in the next 5 years. Think about where you are now and where you want to be in a few years, do you want to go back to school, move out of the house, move far, far away? You dont want to be stuck because you to pay for your car for the next 5 years.

Remember you will probably be making much more in a few years if you are young and have better credit (assuming you made your payments on time), so think about buying a cheaper car now and trading back in a few years for another car.

Go online to KBB and research the value of the vehicle. The dealer probably paid between 80%-100% of KBB low book value for a used car so you can get a good idea of what the dealer has invested in the vehicle, they will show you high blue-book and then show you their selling price to make it seem like you are getting a good deal.

Bring you parents to help you negotiate the price, also if you can’t get your own financing they can co-sign so you can get a better interest rate. Don’t go to a dealership alone, if you can’t get your parents, aunts, uncles, grandparents, at least bring a friend or two. NEVER BUY A CAR ALONE.

Have cash to put down on the vehicle, 20% is pretty common for a first time buyer, remember you have no credit so you need to show a reason for someone to lend you money and a big cash investment in the vehicle goes along way.

A couple of good sites to do research on this are and. In addition to information on various makes and models, they also have general articles on how to buy a new car.

allstate is the best

make them think you are checking out a bunch of places before you decide.

sales people are jerks, so watch out.