Comments on: Will my car insurance rates go up in a single car accident? http://www.mainspot.net/will-my-car-insurance-rates-go-up-in-a-single-car-accident/ Automotive Resource and Car Care Sat, 16 Oct 2010 15:54:43 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Sue http://www.mainspot.net/will-my-car-insurance-rates-go-up-in-a-single-car-accident/comment-page-1/#comment-3315 Sue Wed, 11 Feb 2009 13:28:54 +0000 http://www.mainspot.net/?p=1506#comment-3315 First it depends on your state. If you are in NH, they can't surcharge you for a one car accident, even if you total the car. Then, it depends on your company. Some have first accident forgiveness after you have been with the same company more than 3 or 5 yrs. Some have first accident forgiveness up to a certain amount (like only up to $10,000, above that is chargable). Some don't have any first accident forgiveness. The best place to find out is your agent. First it depends on your state. If you are in NH, they can’t surcharge you for a one car accident, even if you total the car.
Then, it depends on your company. Some have first accident forgiveness after you have been with the same company more than 3 or 5 yrs. Some have first accident forgiveness up to a certain amount (like only up to $10,000, above that is chargable). Some don’t have any first accident forgiveness.
The best place to find out is your agent.

]]> By: an_eclectic_chick http://www.mainspot.net/will-my-car-insurance-rates-go-up-in-a-single-car-accident/comment-page-1/#comment-3314 an_eclectic_chick Sun, 08 Feb 2009 18:32:51 +0000 http://www.mainspot.net/?p=1506#comment-3314 It really depends. The agent can be the one to give you the best information. When I totaled my car at 16 my rates went up a ton, but over ten years later when I got into a fender bender (the insurance co had to pay out about $1000) my rates actually went DOWN because of the way that the insurance policy was written and the number of years driving I had. It really depends. The agent can be the one to give you the best information.

When I totaled my car at 16 my rates went up a ton, but over ten years later when I got into a fender bender (the insurance co had to pay out about $1000) my rates actually went DOWN because of the way that the insurance policy was written and the number of years driving I had.

]]> By: Teroy http://www.mainspot.net/will-my-car-insurance-rates-go-up-in-a-single-car-accident/comment-page-1/#comment-3313 Teroy Fri, 06 Feb 2009 20:29:54 +0000 http://www.mainspot.net/?p=1506#comment-3313 no it should not go up. If it does get a new ins. co. no it should not go up. If it does get a new ins. co.

]]> By: nn200404 http://www.mainspot.net/will-my-car-insurance-rates-go-up-in-a-single-car-accident/comment-page-1/#comment-3312 nn200404 Wed, 04 Feb 2009 08:04:04 +0000 http://www.mainspot.net/?p=1506#comment-3312 No, your first accident is forgiven in MOST states. I would ask your agent since you already reported it. No, your first accident is forgiven in MOST states. I would ask your agent since you already reported it.

]]> By: appygirl http://www.mainspot.net/will-my-car-insurance-rates-go-up-in-a-single-car-accident/comment-page-1/#comment-3311 appygirl Tue, 03 Feb 2009 19:41:11 +0000 http://www.mainspot.net/?p=1506#comment-3311 depends on company. my dad turned in the door on his impala got hit in parking lot. they raised his rates. now i had a fender bender with a pole with his car and he won't turn in as he's afraid his rates will go up again. this is my first accident so i don't know if my old company would have raised mine or not. depends on company.
my dad turned in the door on his impala got hit in parking lot. they raised his rates. now i had a fender bender with a pole with his car and he won’t turn in as he’s afraid his rates will go up again.
this is my first accident so i don’t know if my old company would have raised mine or not.

]]> By: Amanda G http://www.mainspot.net/will-my-car-insurance-rates-go-up-in-a-single-car-accident/comment-page-1/#comment-3310 Amanda G Tue, 03 Feb 2009 09:45:52 +0000 http://www.mainspot.net/?p=1506#comment-3310 Yes I think it will still go up but not alot. Yes I think it will still go up but not alot.

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